Apr 23, 2026

Diving Deeper with Bob Mlynarek of 1st Call Home Healthcare

"I've seen the worst of the worst in terms of people being injured, but I've never seen disregard for human life the way I've seen over the past couple years with this issue." Bob Mlynarek, owner of 1st Call Home Healthcare and MBIPC board member, joins Tom Judd on Diving Deeper to talk about what happens when the system designed to protect catastrophically injured people fails them.

Bob shares his journey from firefighter to basement remodeler to home healthcare provider and explains how Michigan's 2019 auto no-fault reform law forced providers to choose between going out of business or discharging patients who needed 24/7 care just to eat and survive.

Tom and Bob discuss the Andary decision that partially restored care for pre-2019 injuries, the $25 billion catastrophic fund that isn't being used for patients who paid into it, and why Bob started going to Lansing every week to explain to legislators that you can't pay caregivers $20 an hour when insurers will only reimburse $16.

1st Call Home Healthcare

Thank you to Risk Strategies for sponsoring this episode.

Risk Strategies was founded in 1997 on the premise that an insurance brokerage could be more – a trusted risk management advisor and partner where a focus on employees and client needs would create value and success.

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